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Joined 1 year ago
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Cake day: July 29th, 2023

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  • The meme is a little exaggerated.

    Since demographics matter for insurance cost. White, male, 30-40yr old married non-smoker.

    My insurance monthly is ~350 a month, but I only pay about 80 dollars, and my employer covers the rest.

    What do I get for that?

    1 eye exam and 1 pair of lenses and 1 frame a year (spending limit on the frame is ~200 IIRC)

    1 dental cleaning, 50% coverage on dental procedures, with a maximum benefit of 1500 dollars.

    Medical… It’s kinda a crapshoot. 0 dollars for an annual checkup. 25 dollar copay for additional Dr visits. I wanna say 800 dollar copay on ER visits. Maximum out of pocket is 5500 a year.

    Also, fuck you if you get injured in some states, most other countries, or if you go to any hospital (or even a particular Dr in a hospital) which isn’t “in network” (PS, there is no way for you to find out who is in-network, and keep your sanity).

    Don’t even ask me about pharmacy. It’s practically a roulette. One medication may be 100% covered at one location, and 0% at another. Generic may not be covered, even if it is cheaper and more available than the brand name.

    American healthcare isn’t particularly fast either. I injured my ankle about 4 years ago. I tried to establish with a Dr to get it checked out (and avoid exorbitant ER/urgent care fees) and the closest appointment was 4 months out.

    My partner and I had to get a covid test in 2020. I called my provider and they said it would be 100% covered. My partner caller thier provider, and their response was “we don’t know, get one done and we’ll see what happens”. They received a 300 dollar bill for the test.










  • …there is also no official evidence whatsoever that proves that such things do not exist

    That statement right there sums up the problem.

    No, you cannot prove that the supernatural does not exist. The same way you cannot prove that god doesn’t exist, or that there isn’t a teakettle in orbit around the sun between Venus and Mercury. The lack of evidence against their existence is not evidence for it. However, since there have been so many claims of supernatural phenomena, gods and near-sun teakettles, and none of them have been shown to be true, I feel confident in saying that they don’t exist.

    Here are some interesting counterpoints though…

    The James Randi prize has never been claimed. No person has been able to demonstrate the existence of supernatural phenomena in order to claim an easy 1 million dollars.

    Everything that has ever been discovered has turned out to be not magic.