That’s a little hard to parse, but if you’re asking “What guarantees the FDIC has the money to pay back Americans who lose their savings because of a bank collapse?”: The FDIC does. From https://www.fdic.gov/about/what-we-do:

The FDIC receives no Congressional appropriations - it is funded by premiums that banks and savings associations pay for deposit insurance coverage. The FDIC insures trillions of dollars of deposits in U.S. banks and thrifts - deposits in virtually every bank and savings association in the country.

FDIC insurance is a selling point for many retail banking products (like checking and savings accounts), so those institutions pay for the insurance so people will have confidence to bank there. More importantly, they buy it because it’s required by law currently.

If the FDIC were abolished, the void would be filled by unregulated entities that would charge higher premiums and cover less, and there would probably be kickbacks involved - while the government watches with its popcorn - to disincentivise real free market competition.

That’s if there were any kind of deposit insurance at all, I mean. The idea might be to encourage the American people to put their savings into a form they can retain control over - like precious metals, land, or digital currencies.

Remember that scene at the beginning of It’s a Wonderful Life, where people are all desperately trying to get into the bank because if it fails before they get in, they lose their money? That’s what the FDIC prevents.

Yeah. FDIC insurance is the only reason each of us will be left with up to 100k 250k per bank account, if our banks go under. And most of us have less than 100k in savings, so it’s basically the US government saying

Don’t worry, even if shit hits the fan, you will still have your money.

I can’t even be bothered to hear how his minions are going to defend this one. It’s indefensible.

Yes, it works fine on the Deck! I find the controls less convenient than kbm, but that might just be me; everything you need is mapped and it feels quite intuitive after a bit.

Like the song goes,

Consensus is not a fact-based exercise

;D

Where, holding the engine in place?

Making a lot of assumptions here that our models are accurate enough to correctly predict the end of the universe - whether it’s a big crunch, big rip, heat death, some clumsy git dropping the marble so it shatters, or something else entirely. I would take eternal life+youth so I could find out.

Once I know everything, then I might get bored.

That is honestly a pretty incredible outcome. Cannabinoids only help me control my anxiety, they’ve never gotten rid of it like that. I know what you mean though, I have been hypomanic and feel strongly that I wouldn’t have taken the plunge with my first business without that.

It doesn’t change that it was mental illness though, and I’m better off not being that way. I think you’re probably better off without your anxiety. You talk about pursuing success; a lot of people - mostly in their 30s and up I’ll admit - would class “being able to sit with a beverage and enjoy life regardless of income” as the definition of success.

On the other hand, is your anxiety really gone? Or is it still there, as part of why you procrastinate? If your panic coping mechanism is gone and can’t compensate for procrastination anymore, maybe it’s time to try and figure out why you procrastinate instead of just doing the thing and then getting back to your beverage and chair?

I’m not rewarding your clickbait bullshit on such a contentious topic, Account That Is Only A Week Old. Summarise the points in the video, say what you found interesting/agree/disagree with, whatever, but contribute something instead of just leaving this steaming pile here for everyone else to step over.

Lol well I took exception to slop but this is all human shit :p while ai allowed me to generate it in like 3 minutes the idea was mine (and apparently a few other people’s as well, I saw some others on the New feed), and I don’t need ai to help me think of shitpost ideas - just to bring them to life in full technicolour glory, and with less effort than mouse-drawing in MSPaint.

Also, I do think it adds a certain dimension of shittiness to do it so carelessly, but that might be too abstract for a shitpost

I’m sorry, you must be lost. This is /c/lemmyshitpost , there’s a sign and everything. If you want effort go elsewhere.

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You’re absolutely right about the danger of giving up your phone, if the police wanted to take it from you. By sticking with traditional documents you remove any pretense they might have to try. It is not a stupid call, it’s just less convenient - but then, security is always a compromise with accessibility.

And emergency sirens of any kind. The number of times a track has had me looking for flashing lights while I’m driving is too goddamn high.

people who speak a language with a decent spelling system

So not the fuckin’ French then 🧐 😂🤣😂 🏴󠁧󠁢󠁥󠁮󠁧󠁿🏴󠁧󠁢󠁷󠁬󠁳󠁿🏴󠁧󠁢󠁳󠁣󠁴󠁿🇮🇪🇬🇧 🫖🎩 laughs in Her Majesty’s English

(On a related note, does anyone else have this much fun lampooning British nationalism?)

Edit: Only Parisians are downvoting this, glory to Britannia

3D printers hadn’t been invented yet.

It’s good on Deck? I was waiting for a sale, but not anymore.

Edit: It’s on sale for release, perfect 😁

Not at all. I said that now this has happened, the humans actually in charge of the decisions which inspired it might adjust their cost/benefit calculations. I didn’t say it was right, I said it’s understandable why people would celebrate it and I said there’s a chance it will have an actual impact.

I’ll leave you and your straw man to discuss further; you’ve got more of an argument with him than you do with me.

Maybe. You seem to be very certain about how each of these individuals thinks, which is not a level of confidence I often reach with my own opinions.